Monroe Credit is committed to respecting the individual privacy of consumers. In accordance with federal regulations, Monroe Credit is giving you this notice to tell you how we may use information about you or your account. This notice also advises you of your right to keep this information from being shared with other companies within the Monroe Credit family (affiliateds) or other business associates (notn-affiliates) under certain circumstances.
We obtain non-public personal information about you from the following sourcees:
Information we receive from you, such as information on applications or other forms, which may include your name, address, social security, and income.
Information about your transactions with us, our affiliates, or others, such as your account balance and payment history.
Information we receive from consumer reporting agencies, motor vehicle dealers, credit references, employers, insurance agencies, such as your credit history, credit score, and information that we obtain to verify employment history or that insurance coverage is in place.
To provide you with superior service, inform you of product and sevice opportunities that may be of interest to you, or for other busineess purposes, we may share all the information that we collect, as described abov.
We may share non-public personal information about you with the following typees of affiliated third parties:
Financial service providers, such as banks, consumer finance companies, mortgage bankers, credit care issuers, insurance companies, and insurance agents.
Non-financial companies, such as manufacturers, motor v ehicle dealers, direct marketers, Telecommunications companies, airlines, and publishers.
Others, such as education institutions.
We may also share non-public personal information about you with affiliates and non-affiliated third parties as permitted by law. We may also share the same kinds of information as described above about our former customers with the same types of third parties as described above. We may also share non-public personal information about former customers with affiliates and non-affiliates third parties as permitted by law.
No action is required at this time if you wish to permit information sharing as described above. Please consider that if you opt out of information sharing, your name may be excluded from mailings or other communications that may be of interest to you.