Welcome to Monroe Credit a truly unique consumer finance company dedicated to personal service.

Monroe Credit’s emphasis is on personalized service. We offer personal loans, and secured direct loans to qualified borrowers. The Company also works with each direct loan customer to help them better understand their credit, and structure a loan to fit most any budget.

If you need a fast, personal loan for unexpected expenses, we can help. Access $250 to $5,000 quickly. Apply online today and get approved with no obligation – it’s safe and secure. Don’t delay, get the cash you need today!

How MonroeCredit works?


Choose to apply by calling us at (318)323-5626, apply on line, or coming by the Monroe or West Monroe branch.


Go to our contact page to fill out the form and one of our friendly staff will contact you personally.


Visit your branch in Monroe or West Monroe, sign the loan contract and receive your check today.


At Monroe Credit we are a local loan company, not a chain, providing friendly service by our friendly staff.

Why Choose Monroe Credit?

Monroe Credit offers short term loans which allow borrowers to pay back their loans in a predetermined time frame. Most short term loans are paid back within a year or two as opposed to long-term loans that might last for several years or even decades. By taking out a short term loan, you can improve your credit while receiving the monetary assistance you need!

No Checking Account Required

Quick and Secure

Not A Payday Loan Company

Friendly Staff & Friendly Service

Up to 30 Months to Repay


The experience that I had with Monroe Credit was fantastic, it was very easy to apply and Heather, the customer service individual that helped me with the process was outstanding. She took care of everything.

Nam Massa

I have been a repeat customer of Monroe for close to seven years. The service has always been excellent and I am made to feel valued as a customer. Always friendly..

Duis Ultricies

I just wanted to write and say that the entire team at Monroe Credit have been really easy and nice to work with. And to say a big thank you to your staff for dealing with me and working with me when money was tight.

Pretium Auctor

Frequently asked questions

1 Do you have loan programs for less than perfect credit?
Yes! We offer you loan programs for borrowers with less than perfect credit. Although we cannot guarantee you will be approved, we strive to provide you loan options that are best suited for your particular situation.
2What is the process?
The first step is for you to provide the information requested on our online Loan Application or call us at (318)323-5626. If you submitted your information during our business hours of Mon-Fri, 9:00 am to 5:00 pm (CST), you can expect to be contacted by us within an hour to explain how we can help you, and answer any questions you may have. The process from there depends upon which step you decide to take, but most loan options offer same day approval for qualified consumers.
3Is my information secure?
Your privacy and security is of utmost importance to us. We take stringent measures to protect your personal information. In addition, you will find that data submitted online is protected by 256 bit SSL encryption. Please look at our Privacy Notice for a complete review of our privacy and security policy.
4How do I get started?
You have two options. You can complete our online form or call us at (318)323-5626 and speak with one of our customer service representatives.
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